Pedestrians hit by automobiles often have the same question; should I just settle with the insurance company or is there a smarter option? While this may seem to be a simple question, the ramifications are tremendous. Unfortunately, insurance companies have built a sturdy business model by making their offers seem far more lucrative than they are. Choosing to settle with an insurance company can mean a decision to go into debt.
More often than not, the answer is to hire a personal injury attorney to represent your legal rights and pursue who is responsible for your injuries. A personal injury attorney has the experience to recognize the many and varied tricks insurance agents use to give accident victims lower settlements. Insurance agents can confuse the issues surrounding a pedestrian accident to the point where a victim will settle for a considerably lower amount than they should have.
Insurance companies don’t like to give settlements to pedestrians involved in accidents and may refuse. They use any excuse possible to infer the pedestrian was at fault. If the pedestrian was drinking, for instance, the insurance company will say he or she was drunk and caused the accident.