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Even the smallest car accident can send your life into a tailspin. More serious accidents can affect you for a lifetime. Medical expenses due to injuries related to the accident, damage repair, loss of work… all of these things can alter your life for years if not an entire lifetime. Add to that, the stress and confusion of dealing with other drivers, insurance companies and police. Such a compendium of issues at one time is a tremendous mental strain on an individual. When all this occurs, victims often find themselves financially strapped with many unexpected bills threatening to destroy their lives. Seeking adequate compensation for injury and loss, the thought of suing for the car accident comes into existence. Several factors determine the likelihood of a successful lawsuit after a car accident.

Most often, people choose to sue after a car accident when going through the insurance process does not provide enough money to cover all the losses received as a result of the car accident.  It is especially pertinent if the other driver has no insurance and you may be forced to fit the entire bill. Unfortunately, it is a common occurrence today. Insurance companies are in the business of saving themselves money and strive to pay accident victims as little as possible. There are times, however, when an insurance company will want to avoid the hassle of trial and make a settlement offer that is satisfactory. Many car insurance claims end in a settlement, sometimes however, the victim doesn’t realize until later that the settlement was inadequate.

Settlements

Insurance company statistics show more fraud occurs in down economies. As the economy gets shakier, people start to look for more and varied ways to turn some quick cash. Insurance fraud often looks like an easy payday when times get tough but the truth is, it can not only cost you some hefty fines but some jail time as well. Fraudsters believe that if their fake claims are small, they will slide by under the radar but that just isn’t true. When times get tough, insurance companies know fake claims will be on the rise. That is why they have special teams of agents with experience in law enforcement to conduct thorough investigations and sniff out false claims.

Insurance fraud is any deliberate action from a consumer, agent, company or adjuster made to obtain an unlawful financial gain. This deliberate action can happen at any juncture of the insurance process including selling, buying, using or underwriting. Insurance fraud will either be from an individual committing fraud against the consumer or against the insurance company. It is estimated that over a hundred billion dollars in false claims are made each year causing higher prices for consumers and an inability of the companies to properly compete with other companies as well as their future feasibility.

Stopping insurance fraud and even recognizing it, is harder and harder as fraudsters come up with more elaborate and efficient ways of ripping off the companies. Insurance scams occur in every realm of insurance. Workers comp fraud is rampant as well as medical and health insurance fraud. Auto insurance fraud is the most costly and prevalent. While difficult to prevent, auto insurers Special Investigative Teams have identified the most often used scams and are constantly on the look-out for them.

When people think of insurance scams, they usually assume it is the consumer doing the scamming. That is not always the case, however. There are a plethora of dishonest insurance agents and fake insurance companies that thrive by bilking consumers of their hard-earned cash. Scams run the gamut from misappropriation of funds to collecting premiums on fake policies without any intention or ability to pay out on claims. They will offer policies at incredibly low prices to lure unsuspecting consumers into thinking they are getting the deal of a lifetime when all along they are just getting ripped-off. Knowing their tricks and what to do when you suspect you are a victim are the best ways to prevent getting swindled.

Stolen Premiums and Lapping

Agents can steal premiums by taking them from one customer and appropriating them to a fake customers account. They are then able to steal the money from the nonexistent customer account and place it in their own pocket. They use the money to feed addictions like gambling and drugs or to better their own lifestyle with luxury goods and services. They can also steal the money you give them for premiums before it is ever credited to your account.

As patients, we trust the doctors we go to with our lives. We trust that their decisions are the right ones and that they possess the skill level they say they do. We expect this level of professionalism from everyone in the healthcare field, and when we are injured by someone who we have entrusted our health too, the harm is tenfold. While doctors, nurses and therapists do make mistakes, it is when those mistakes are negligent and causes harm to the patient when a malpractice suit may be necessary. Medical malpractice lawsuits, however, must be made in a timely manner or a judge will not see the case. This is called a statute of limitation.

Statute of Limitations

All medical malpractice lawsuits are subject to a statute of limitations, which is a specified amount of time during which a patient has to file a lawsuit. This time limit depends upon the state in which the injury occurred and the type of case. It can span from one or two years to as many as ten. California has a short statute of limitations on medical malpractice and could be as little as six to twelve months depending on the case. Filing a medical malpractice case in California within a one year time frame from the injury ensures that a judge will likely hear the case. filing later could result in the case being dismissed.

Waze is a traffic and navigation app that is crowd-sourced and aimed at making the daily commute to and from work easier. The recent Google purchase has opened up to all nine counties of the Bay Area as well as Sacramento and Monterey as of early February of 2017. Unlike Lyft or Uber, this service limits its drivers to two trips, essentially to and from work and area residents are hoping it will have a positive change on traffic and eventually curb environmental issues.

They ran a test of sorts, a pilot program, for several months beginning in 2016, part of which included partnering with several regional employers to promote the carpooling service. The app pairs users with others who live in the same area and work in the same place or places close to each other.

Using the app is simple. You are required to upload a photo, link to a LinkedIn or Facebook profile, and provide an email address and a credit card. Currently, the cost is 54 cents per mile, which is the IRS reimbursement rate for business travel by car, making this option cheaper than a cab or any other ride sharing company fee. As of yet, there is no revenue for the company but that will surely come soon.

California roads are a mess. Traffic is ridiculous and the roads themselves are in disrepair. One reason for this is because there hasn’t been a gas tax increase in 23 years. That has changed as of now, however. After a week of brutal deliberation among conflicting interests, a plan to increase vehicle fees and gas taxes by $5.2 billion per year was approved by Legislature. The gains are to be used to repair the deteriorating bridges, roads, streets and highways of California.

The bill barely made it through the Senate on the 27-11 vote it ended with. It had 54 Assembly votes. Those are the absolute lowest numbers a bill can have in both houses and still pass. The deliberations lasted way off into the night with the Democrats of the Assembly three votes short of the two-thirds they needed at the onset. In the end, Assemblyman Rudy Salas (D-Bakersfield) was the only Assembly Democrat not to back the bill. Gov. Jerry Brown was a huge proponent of the bill saying it was necessary after not having such a tax or expense in 23 years and the logjam of over $130 million in replacement and repair projects needed throughout all of California.

Those touting the bill explained it would not just fix and maintain the roads. Many claim it will also boost the economy and make the roads safer and traffic better. The overwhelming majority state the roads are just too bad and have become a danger to the public in most places around the state. Legislative leaders had set a deadline on themselves to begin action on the bill by Thursday which is just before the spring recess.

When clients come to a personal injury lawyer, they expect to be treated fairly and trust in their attorney to handle the case with care and dignity. For most people, it’s usually safe to assume that when someone tells you that he or she is an attorney, you can trust them. That, however, is exactly what led to trouble in California.

accident-lawyer-in-sacramentoOliver Ortega, a Guatemalan immigrant, learned this lesson the hard way five years ago. Ortega sought out a personal injury lawyer to aid him in his legal battle with a former employer who he was planning to sue for a wage claim. That’s when Ortega met Jesus Lozano, and his troubles really began.

On the surface, Lozano seemed to be a qualified, respected personal injury attorney. On his business card, he stated that he offered a wide range of different legal services. According to Ortega, Lozano had two complete sets of the California Penal Code on his bookshelves. So to get his case stated, Ortega paid Lozano $400 and was promised that he would begin working.

The Amtrak passenger train crash of September 2008 was devastating for crash victims and their families. Emergency vehicles that were the first on the scene described at as both despairing and devastating, and victims of that crash are still recovering and fighting lawsuits to this day.

Their next challenge will be up against damage caps. According to Congress, there will be a limit on the total amount of damages that can be paid to passengers. The limit is $200 million, which may seem like a lot, but victims of that horrific crash don’t agree. So far, that number has not come close to compensating the number of people who were injured in that wreck.

The crash itself was one of the worst in the state of California. On September 12, 2008, an Amtrak train was heading north of the downtown area of Los Angeles when the driver, who was texting at the time, ran a red light. By running the light, the passenger train ran directly into a Union Pacific freight train. The collision resulted in 25 death and another 100 injured passengers. To this day, this wreck was one of the worst in U.S. history.

For many people, going to the dentist is something to be dreaded. Maybe it’s the worry over a dentist’s drilling or the general dislike of having someone poke around in your mouth, but most people wouldn’t mind putting off a dentist appointment as long as possible. However, dental care is essential to overall health, and you shouldn’t be skipping out on dentist appointments.

Like other doctors, dentists are also subjected to medical malpractice from time to time, and patients should expect the same standard of care from dentists as they would any other doctor or physician. Unfortunately, some dentists do slip up from time to time, as was the case with a root canal operation that went painfully wrong.

Back in March 2011, Supriya Sarin went to see her dentist, Darryl Simms, at the Farmington Family Dentistry for a root canal procedure. This procedure is used on teeth that are decaying or are infected, and with a good dentist, they can be saved. During the root canal procedure, a dentist will go into the tooth were the nerve and any pulp may be hiding. After cleaning this out, he or she will thoroughly clean the tooth and then reseal it to try and prevent the infection from happening again. Most people assume this procedure is very painful, but others report it as no more painful than the average tooth filling.

After years of trying to fix the healthcare system with the Californian prisons, it seems that things may finally be looking up, at least for state prisons. According to reports from “PolitiCal,” a section of the Los Angeles Times, contract prisons, which are known for taking on the overflow of inmates, have not seen the same improvements in the healthcare system just yet. J. Clark Kelso, the federal receiver who was appointed by the courts, has filed his most recent report, and though they show some optimism, it’s clear that there’s a long way to go.

The problems of the prison healthcare system first came to light back in 2006. U.S. District Judge Thelton Henderson insisted that prison healthcare reform was greatly needed after it was officially determined that one inmate per week was dying because of medical malpractice. Henderson put together a comprehensive plan that would work towards ending these oversights, pointing out improvements that had occurred over nine years.

Kelso also concluded that improvements had been made. For example, the state had doubled the annual budget for prison health, and the population of prisons has decreased by about 40,000 inmates. His report also showed that the prisons had a solid medical staff on hand, and the processes that led to patients being diagnosed and treated were running smoothly. The prisons had also instated a process that would catch oversights in the prison healthcare system especially when inmates received poor care,

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