Personal injury lawsuits can really do a number on your finances. When you are hit by another driver, usually you will rely on their insurance to pay for the damages to your car as well as any medical fees. If the driver is uninsured, you will probably go after the driver with a personal injury lawsuit, but no matter what, it will cost you plenty of time and energy.
Some states are better than others when it comes to personal injury and safety. WalletHub.com rated all 50 states plus the District of Columbia in order from the riskiest states that will hit your wallet the hardest (#1) to the most lenient states that may save you money but not protection (#51). To judge the level of safety, the site looked at the level of auto insurance required for drivers.
Auto accidents are one of the leading causes for many personal injury lawsuits, and not all states require drivers to have enough insurance to cover damages. That means if another car in the state with the least strict laws hits you, there’s a good chance you will end up paying for your own damages, unless you chose to go after that driver in a personal injury lawsuit.