Articles Posted in Car Accident

Many drivers do not fully understand what huge impact car accidents have on the cost of their insurance. It is easy to understand why your own wrecks increase your rates, but harder to comprehend the correlation of the nation’s crash rate and insurance costs. What’s more, there are specific types of car accidents that happen more often than others and make the biggest impact on car insurance costs. Not only do your own accidents influence your car insurance rates, but those in the community around you, especially if they are one of these five specific types.

Five Most Common Types of Car Accidents in the United States

While the specific circumstances will vary, there are five different types of accidents that happen repeatedly in the United States. A large majority of these accidents are minor and end up in nothing more than a few dents and bruises. Unfortunately, a smaller percentage end tragically in a death or with serious and life-altering injury. Any accident can be deadly. The five most common types of car accidents are:

Car insurance can be hard to understand. What makes it even harder is that you don’t really know what can happen until you have an accident. The tiny fine print you skimmed over or the legal terms that you didn’t really understand can come back to haunt you at the worst possible moment. The pain and emotional stress of a car accident is overwhelming, add approximately unsettling and costly surprises from the insurance company and you have the recipe for a nervous breakdown.

Some people don’t realize it, but many of us cause our own policy cancellations and other issues that result in not as much coverage as we thought we had or not having any at all. Some things we all do, on purpose or not, that put us in danger of being without coverage. If the insurance carrier decides you’ve broken any of their diehard rules, they can drop you in a second. Some of these things are obvious to most people, others are surprising but all can have you without accident coverage.

DUI or Otherwise Impaired

California is in the forefront of the self-driving car movement. Only a few U.S. cities have these little modern wonders tooling around their streets and it will take more than the recent accident to keep them off the roads despite being suspended for a few days.

An Uber self-driving Volvo moving around Tempe, Arizona was involved in a three-vehicle wreck in March of 2017 when a driver made a left turn without being able to clearly see all lanes of oncoming traffic. The Uber approached her in the one lane she could not see and the driver crashed into it. The driver, Alexandra Cole, cited that she saw the Uber coming too late to break and struck it, sending it into a light pole, bumping into two other cars and landing on its side. The Uber was in autonomous mode but did carry two Uber employees. The company has estimated the Uber’s speed was approximately 38 mph in a 40 mph zone. No one was hurt in the accident. Uber has been operating self-driving cars in the Tempe area since December of 2016 although they have been developing the technology for a shorter time than other companies.

In response to the accident, Uber shut down its self-driving car services in Tempe, Pittsburgh and San Francisco for the whole weekend. They reopened Monday after Uber execs investigated the wreck to make sure the car was in proper working order when it was hit. The accident was determined to be Cole’s fault and she was cited.

Even the smallest car accident can send your life into a tailspin. More serious accidents can affect you for a lifetime. Medical expenses due to injuries related to the accident, damage repair, loss of work… all of these things can alter your life for years if not an entire lifetime. Add to that, the stress and confusion of dealing with other drivers, insurance companies and police. Such a compendium of issues at one time is a tremendous mental strain on an individual. When all this occurs, victims often find themselves financially strapped with many unexpected bills threatening to destroy their lives. Seeking adequate compensation for injury and loss, the thought of suing for the car accident comes into existence. Several factors determine the likelihood of a successful lawsuit after a car accident.

Most often, people choose to sue after a car accident when going through the insurance process does not provide enough money to cover all the losses received as a result of the car accident.  It is especially pertinent if the other driver has no insurance and you may be forced to fit the entire bill. Unfortunately, it is a common occurrence today. Insurance companies are in the business of saving themselves money and strive to pay accident victims as little as possible. There are times, however, when an insurance company will want to avoid the hassle of trial and make a settlement offer that is satisfactory. Many car insurance claims end in a settlement, sometimes however, the victim doesn’t realize until later that the settlement was inadequate.

Settlements

When you’re in an auto accident, you might feel as if you’re being pulled in so many different directions. You’re worried about your own injuries and how they will affect your personal life and your ability to hold down a job. You might also be worried about any loved ones of yours who were also injured in the accident. Finally, your car has probably taken some serious damage, and it might be awhile before you have the money to either fix it or get a new one.

sacramento auto accident attorneyWhat you do need to be keenly aware of, out of all these issues, is the matter of statutes of limitations. After you’re in your accident, you have a set amount of time during which you need to get your claim filed. These limitations can change how you and your insurance claims are handled. If you file a claim past the deadline, you will not be able to file a case or a claim with your insurance.

If you have a personal injury claim resulting from an accident, then you have two years to file a lawsuit with regards to auto insurance. If you have property damage to your vehicle or personal property, then you have three years for which to file a lawsuit.

Almost every person who works a 9-5 job or similar craves the thrill of a Saturday night. Whether you’re going out with friends to a restaurant or night club or hanging out at home with your pet and spouse, Saturday night is usually one of enjoyment, rest, and relaxation. For most people at least.

sonoma car accident lawyerOn Saturday June 8, 2015, one group of motorists did not get to enjoy their Saturday nights as much as they would have liked to. A major car crash on Arnold Drive, located just southwest of Sonoma, California, resulted in two people going to the hospital and one going to jail at the Sonoma County Jail. The California Highway Patrol responded to the incident and reported on what happened.

Just before 8:30 p.m. on that Saturday night, Eladio R. Castro Naal, a 22-year-old resident of Petaluma, drove a 2000 Dodge Neon along Arnold Drive heading north. The vehicle was said to be weaving erratically back and forth, and witnesses suspected that the driver was drunk. As the Dodge came close to the intersection at Orange, close to where Brocco’s Old Barn is located, it continued to swerve.

Have you ever driven past an accident on the side of a highway and thought, “What in the world happened?” Sometimes it’s not easy to actually tell what happened at the scene of an accident, especially when you only have a few seconds to assess the scene before you drive right by.

car crashNow you may not have to wonder about these accidents any longer. The Auto Insurance Center, an information and news site dedicated to keeping up with the latest in car insurance news, began researching the answer to that very question. The center combed through records in the United States from the National Highway Traffic Safety Administration’s Fatal Accident Reporting System, which has been keeping records on every serious and fatal car crash in the United States from 2009 to 2013.

The data itself showcased the number of pedestrian, driver, and passenger deaths that resulted from those accidents. When the center finished compiling their information, that made a color-coded map to show which fatal accident was the most common in each state. The map included nine colors:

To most parents, there is nothing more terrifying than letting a teenager get his or her license and start driving. Parents tend to imagine every possible worst-case scenario – the car breaks down in the middle of nowhere, a drunk driver hits the teen’s vehicle – and really, they have cause to worry.

Auto Accidents Are Top Cause of Teen Deaths in USA new report states that auto accidents are actually the number one killer of teenagers in the United States, beating out both homicide and suicide. The study, which was funded by the General Motors Foundation, says that both drivers and passengers are at risk.

The report was mostly based off a national survey that looked at 1,000 teenagers between the ages of 13 and 19. According to the report’s findings, 2,439 teenagers died in 2012 due to auto accidents on U.S. roads. Of those teenagers, about 56 percent of them were driving at the time, and 44 percent of them were passengers at the time. The study also found that more than half of those killed did not put on a seat belt.

Whenever you see the yellow diamond-shaped sign with two black figures crossing a road, you know you’ve entered a school zone. Typically the speed limit drops, and drivers need to be extra cautious to avoid hitting any parents and children when school is in session.

Are Sacramento School Zones Safe?Whether or not school zones in Sacramento are safe depends almost exclusively on the drivers and the attention to the road. Most research concludes that each year roughly 100 children are killed on their way to or from school, and another 25,000 are injured in accidents around school zones.

Of course, children should be taught how to stop, look and listen when crossing the street, and many school districts employ crossing guards to get children safely across the street. However, neither of those factors excuse a negligent, distracted driver who is speeding through a school zone.

When a car crash suddenly goes from bad to explosive, there is little you or any other bystander can do about it. One evening around 10 pm in 2002, a California man driving a black Ferrari at high speeds suddenly lost control of his vehicle and went veering off to the left where the car struck several trees on a grassy median and then went into the other lanes before finally stopping. After that horrific crash, the car caught on fire.

Explosive Car AccidentsLuckily, the driver and his passenger were just able to make it out of the car before it was inflamed, and no one else was injured. The Ferrari did not hit any other vehicles.

While rare, cars catching on fire are highly dangerous and definitely something you want to avoid, but do you know what to do if something like this does happen to your car? Let us tell you what you should know if you ever find yourself in this situation. Of course, every situation will be unique, but if you generally know what to do and what not to do, you’ll be ready for the emergency.

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