Lawyer Tag Archives

State Rules and Car Insurance

July 3, 2015 | by Moseley Collins

When you get a quote for your auto insurance, you see one lump sum, but what exactly makes up that lump sum. You might be surprised to learn that the state laws of California actually have a lot to do with how much you pay for auto insurance. Certain laws can give you discounts for certain things while raising your rates for others.

If you’re planning on moving out of California or to California, then you need to be aware that your auto insurance might go up or down, depending on where you’re moving to and which laws apply to your situation. Here are a few laws and protections you should be aware of if you’re planning to move in the near future.

Personal Injury Protection

Brain Shunt Complications – What You Need To Know To Protect Yourself

June 1, 2015 | by Moseley Collins

Unfortunately, nothing is perfect in the medical field including medical providers, medications, medical devices and medical treatments. While medical providers and manufacturers of medical devices strive to provide the best services and products to patients, there will be complications and negligence in the medical field.

Brain-Shunt-Complications Brain shunts are commonly used to treat hydrocephalus. When the brain shunt fails or develops complications, it can be terrifying for the patient and his or her family. Our medical malpractice attorneys have extensive experience helping clients determine if the brain shunt complications were due to a preventable and unavoidable malfunction or failure of the brain shunt.

Common Signs that a Brain Shunt is Malfunctioning

Auto Accidents With Pedestrians Involved

May 28, 2015 | by Moseley Collins

Picture this: you are driving through your town late on a Saturday night. Suddenly, something comes out into the road. It’s a person. You try to swerve, but it’s too late. You know you have made contact.

Auto-Accidents-With-Pedestrians-Involved That is almost exactly what happened on January 17, 2015. A 73-year-old woman was walking in her town of Gatesville, Texas. When she tried to cross the street, a silver car driven by a 17-year-old boy hit her. When the police, EMS and fire department arrived, they pronounced her dead at the scene.

Whether you are driving on the highway or through a school zone, you always need to be on the lookout for pedestrians. Though it is unlikely that someone would want to try and cross a busy highway, you never know who might get out of their car on the side of the road. Hitting a pedestrian will land you in boiling hot water and can lead to both civil and criminal lawsuits. Therefore, you need to be very careful when driving anywhere you suspect pedestrians may be more common.

Arroyo Grande California Nursing Home Sued

May 15, 2015 | by Moseley Collins

An Arroyo Grande nursing home, Casa Rosa Elder Care, is being sued after a 91 year old patient, Claire Trubo, fell and called for help for nearly three hours as she lay battered, bruised and bleeding, before the nursing home attendant woke from a nap and came to her assistance. The suit claims the nursing home is understaffed due to their placing money above patient care in their priority list.

Arroyo Grande-California-Nursing-Home-Sued The trouble started in October of 2013 when Ms. Trubo was first admitted to the elder care facility. The staff was made aware at that time of the patients need to be assisted to and from the bathroom. In an instance prior to the fall, the nursing home neglect lawsuit cites she was escorted to the bathroom, only to be left for over 20 minutes before being escorted back. When she brought the matter to the attention of authority, she was told to use the bathroom, i.e. defecate and urinate, in her bed and wait to be cleaned up. Administration was involved at that point and Ms. Rosa’s family was assured the behavior was unacceptable and would not happen again.

On a separate occasion, two days later, Ms. Trubo rang her buzzer but received no assistance. She waited an additional 20 minutes before walking to the bathroom alone, making it without incident. She used the bathroom and then pulled the assistance chain next to the toilet. Again, she waited 20 minutes without assistance or recognition. She attempted to walk back to her bed without assistance when she fell. With no handrail to grasp and too far from the assistance chain, she yelled for assistance. It was three hours before assistance arrived.

What Are The Differences Between An MCO, HMO And PPO?

July 19, 2014 | by Moseley Collins

Health insurance can be a very complicated subject when you factor in the different types of insurance policies that are available to the public. Understanding the differences of the various insurance policies available is essential to choosing the right insurance policy for you.

Managed Care Organization

A Managed Care Organization (MCO) is part of a Family Care Program that coordinates services from different existing programs and combines them into a single long-term plan of support and services based upon the needs and preferences of the members. MCOs improve the quality of services received by consumers.

Workman’s Compensation: How it Works

April 29, 2014 | by Moseley Collins

Workman’s Compensation: How it Works
Workman’s compensation is a system put into place to pay injured workers to compensate medical bills due to injuries incurred on the job. That can also include anyone who gets an illness or becomes sick because of a work related issue.

The laws governing workman’s compensation vary slightly from state to state. However, there are a few instances in which most injured workers always receive compensation for their injuries. Most any injury that happens while the employee is at work is covered under the workman’s compensation law.

There are cases of injury related to work that will not be compensated. An example is an employee having an accident on the way to work. While it is true that commuting to work is an essential part of the job, nothing that happens during this commute can be covered by workman’s compensation.