When you’re in an auto accident, you might feel as if you’re being pulled in so many different directions. You’re worried about your own injuries and how they will affect your personal life and your ability to hold down a job. You might also be worried about any loved ones of yours who were also injured in the accident. Finally, your car has probably taken some serious damage, and it might be awhile before you have the money to either fix it or get a new one.
What you do need to be keenly aware of, out of all these issues, is the matter of statutes of limitations. After you’re in your accident, you have a set amount of time during which you need to get your claim filed. These limitations can change how you and your insurance claims are handled. If you file a claim past the deadline, you will not be able to file a case or a claim with your insurance.
If you have a personal injury claim resulting from an accident, then you have two years to file a lawsuit with regards to auto insurance. If you have property damage to your vehicle or personal property, then you have three years for which to file a lawsuit.
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Now you may not have to wonder about these accidents any longer. The Auto Insurance Center, an information and news site dedicated to keeping up with the latest in car insurance news, began researching the answer to that very question. The center combed through records in the United States from the National Highway Traffic Safety Administration’s Fatal Accident Reporting System, which has been keeping records on every serious and fatal car crash in the United States from 2009 to 2013.
That is almost exactly what happened on January 17, 2015. A 73-year-old woman was walking in her town of Gatesville, Texas. When she tried to cross the street, a silver car driven by a 17-year-old boy hit her. When the police, EMS and fire department arrived, they pronounced her dead at the scene.